Section 5-4: Long-Term Disability

A.  The  City  will  continue  the  insurance  plan  covering  long-term  disability  for  all full-time unit employees.  Employees are eligible for coverage after completing one (1)  year  of  full-time  continuous  City  employment.    After  an  established  three  (3) months  qualifying  period,  the  plan  will  provide  up  to  66  2/3%  of  the  employee’s basic  monthly  salary at the time disability occurs and  continue up to age 80.  This benefit  will  be  coordinated  with  leave  payments,  industrial  insurance  payments, unemployment  compensation,  social  security  benefits  and  disability  provisions  of the  retirement  plan.  The  City  will  notify  the  union  of  employees  obtaining  LTD status.

B.   Total disability is defined as follows: During the  first  30  months  of  benefit  payments,  an  employee  being  unable,  as  a result of illness or injury, to perform any and every duty pertaining to an employee’s current  position.  Thereafter,  the  term  “total  disability”  shall  mean  an  employee’s being  unable  to  perform  work  in  any  type  of  occupation  that  he/she  may  be educated for,  trained  for,  or  experienced  in  and  could  be  reasonably  expected  to perform.

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